Reader’s Question: Do I need to get accident insurance? Miguel Miami FL   Some individuals may not need this accident insurance if they have comprehensive health and disability coverage and adequate financial resources to pay for accident related injuries. However, you should still consider obtaining for one if: you do not have enough funds to [...]

Reader’s Question: I am moving from Colorado to Tennessee. I would like to know if my car insurance will increase or not? Brian Colorado Springs, CO   The minimum liability limits required in Colorado is $25,000/$50,000 Bodily Injury Liability $15,000 Property Damage Liability In Tennessee the minimum liability insurance required is $25,000/$50,000 Bodily Injury Liability [...]

Reader’s Question: I’m so tired of paying so much on my car insurance premiums. Is it still possible to get cheap auto car insurance? If it is, how can I get it? Ruth Des Moines, IA Yes Ruth, it’s still possible to get cheap auto car insurance and here’s how you can do it: Keep [...]

Reader’s Question: I’m having financial problems so I need to tighten my budget even more. I’m thinking on what I can do about my car insurance. My friend told me I could choose to have monthly auto car insurance to help me budget my expenses. Please tell me more about this. Thanks! Kate Bakersfield, CA [...]

Reader’s Question: I heard that getting higher deductible will give me cheap online car insurance. Can you tell me more about this? Paul Des Moines, IA That’s correct Paul. Getting higher deductibles will give you cheap online car insurance. Let me just explain what a deductible is. If you get involved in an accident and [...]

Reader’s Question: Is it true that I will pay expensive car insurance bills here in Massachusetts because I’m a senior citizen driver? William Boston, MA Yes, it is quite possible for you to pay higher than average car insurance costs because you are a senior citizen. Car insurance companies generally categorize their customers into age [...]

Reader’s Question: I’ve been wondering: how come some auto car insurance quotes have lesser premiums than other premiums, even though they have the same coverage? N. L. Piner Montpelier, VT If you look closely at the coverage that your different auto car insurance quotes have, you’ll notice that, indeed, the cover the same areas. It’s [...]

Reader’s Question: I am a new driver. I’m quite hesitant when shopping for cheap auto car insurance because I’m afraid that I may be mislead into getting something I don’t need at all. Can you give me some tips that I need to do when buying car insurance policy? Eden Sioux Falls, SD These are [...]

Reader’s Question: I let my old insurance plan expire two weeks ago, since I swapped in my old car for a brand-spanking new one. I called up my insurance company, but the auto car insurance quotes that this agent’s been offering me have an outrageously high premium! I’ve been with this company for a couple [...]

Reader’s Question: I’ve been browsing around for insurance to slap on my new car. I’ve stumbled across a couple of cheap auto insurance premiums, and they’re looking pretty attractive to me. However, I can’t shake the feeling that there’s a catch. How come other auto insurance premiums are much more expensive compared to other offers? [...]